These seven simple rules provide practical guidance on what to do (and what NOT to do) if you’re injured in an accident.
- Use Caution in Discussing the Accident
You should only speak with the police, your lawyer, and your insurance company about your accident. If an insurance company other than your own contacts you, politely decline to speak with them.
- Seek Medical Treatment
Your health is too important to delay if your injury requires medical care. If you’re injured, consult a qualified medical provider to get details on the extent of the injury and receive treatment if needed.
- Stay Organized
Keep track of medical records, prescriptions, and other expenses. Take pictures of your injuries and property damages. Get contact information for witnesses.
- Call Your Insurance Company
Immediately contact your insurance company and let them know about the accident. Also provide general information on your injuries and property damages.
- Stay Off Social Media
Don’t post anything about the accident on Facebook or other sites. If information has already been posted, take it down.
- Don’t Sign Anything
Be wary of early settlement offers and other documents presented for your signature. Have an attorney review documents before they are signed and have an attorney look at early settlement checks before they are deposited.
- Consider Hiring a Lawyer
An attorney can guide you through this complicated process and help ensure you get everything you’re entitled to. If you decide to contact a lawyer, do not delay – there are time limitations within which a lawsuit must be filed.